Umxholo
Ubungakanani benethi okanye ubungakanani benethi ligama eliyifumanayo Ixabiso lilonke leeasethi zenkampani emva kokuba onke amatyala ayo (amatyala) ehlisiwe. Eli xabiso libandakanya nawuphi na umnikelo wokuqala kumaqabane ayo asisiseko angadweliswanga njengoxanduva, kunye neziphumo eziqokelelweyo okanye naluphi na olunye umahluko olunokubachaphazela.
Kwelinye icala, imisebenzi yokungena kwemali okanye enye into efana nayo eshiyekileyo ukuba yabelwe kwi-debit nakwikhredithi, ayizukuthathwa njengenxalenye yokulingana kwemali. Kwimeko yobalo, a ubunzima besizweyintoni ibhalansi otyalayo kwaye ifomula yokubala ngokubanzi yile ilandelayo:
- Iiasethi-Amatyala = Ubulungisa
Ke, iiakhawunti ezibonisa ukonyuka kwexabiso ziya kuqwalaselwa njengeenzuzo, ngelixa ezo zibandakanya ukwehla ziya kuqwalaselwa njengelahleko.
Ngokwesiko, ixabiso elifanelekileyo Yenziwe zezi akhawunti zilandelayoYahlulahlulwe ngokwemvelaphi yayo:
- Inkunzi kwezentlalo.
- Ukubhukisha: umvuzo ogciniweyo ochaphazelekayo.
- Iziphumo eziqokelelweyo: Izinto eziluncedo ezingenalo uchaphazeleko oluthile.
Iiakhawunti eziphambili zezemali
- Igalelo elivela kubanini. Yimali eyinkunzi yokuqala enegalelo kubaniniyo, ekwabizwa ngokuba ubulungisa bokuqala.
- Oovimba benzuzo. Isixa esingahanjiswanga nje ukuba unyaka-mali uvaliwe, nokuba kungokubonelelwa yinkampani, ngumthetho okanye ngentando yamaqabane. Kuxhomekeka kwimvelaphi yabo kunye nenkuthazo, banokuba njalo uvimba osemthethweni (kunyanzelekile), Oovimba abasemthethweni okanye uvimba ozikhethelayo.
- Iziphumo ezingabelwanga bani. Iinzuzo okanye iilahleko eziqokelelweyo ngaphandle kolwabiwo oluthile, ezinokuthi ziphawulelwe ukwanda kwemali eyinkunzi, kwi Izabelo, ibamba njengenzuzo ebekelwe bucala (ukuba akukho zibophelelo zisemthethweni ziyithintelayo) okanye ingaqhubeka nokunikezelwa. Ngokudibeneyo nenzuzo ebekekileyo benza i umrholo ogciniwe.
- Oovimba beemali ezinkulu. Yenziwe ziiprimiyamu zokukhutshwa, oko kukuthi, ipremiyamu ebekwa liziko elikhuphayo ekubekweni kwezabelo zenkampani. Oovimba abakhulu sukuvela kwiziphumo.
